In remarks to the Financial Stability Oversight Council, Comptroller of the Currency Jonathan V. Gould emphasized the bureau's deregulatory agenda. He asserted that post-crisis regulations have impeded bank lending and pushed activities outside the regulated banking system.

In a no-action letter, the SEC Division of Trading and Markets permitted The Depository Trust Company to operate a voluntary securities tokenization program, that would allow the tokenization and transfer of eligible securities on distributed ledgers.

SEC Commissioner Caroline A. Crenshaw warned that recent Commission actions are eroding fundamental investor protections and market transparency.

In its 2025 Annual Report, the Financial Stability Oversight Council highlighted four priority areas: bolstering Treasury market resilience, addressing cyber threats, enhancing bank supervision and regulation, and harnessing artificial intelligence to promote financial stability.

At a House Financial Services Committee hearing on proposed AI legislation, lawmakers considered whether a unified federal framework was needed to preempt conflicting state laws, and deliberated over proposed legislation to create AI "regulatory sandboxes".