The FDIC Board of Directors approved applications for Federal deposit insurance for Ford Credit Bank and GM Financial Bank, allowing them to establish new Utah-chartered industrial loan companies.

The SEC and CFTC will host a joint event to discuss regulatory harmonization and efforts to establish the United States as the "crypto capital of the world." The event is scheduled for January 27, 2026.

Senate Democrats urged Financial Stability Oversight Council Chair Scott Bessent to investigate the systemic risks posed by the artificial intelligence industry's rapid accumulation of debt.

A broker settled FINRA charges for failing to comply with Regulation Best Interest by recommending customers use commission-based accounts for a short-term strategy when lower-cost fee-based options were available.

Two affiliated investment advisers settled SEC charges for including misleading liability disclaimers in advisory agreements and for failing to subject client assets to independent verification.