This speech covers the following: Insurance Product Changes Exchange Offers Contingent Deferred Annuities Target Date Funds Prospectus Complexity Variable Annuity Disclosure Reform Improving Cost-Benefit Analyses in SEC Rulemaking View speech in full here (links externally to SEC website).

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Financial Services Authority June 26, 2012 The FSA has censured the London subsidiary of Kaupthing, Kaupthing, Singer and Friedlander (" KSF") for mismanagement of its liquidity arrangements, in violation of UK regulations. In particular, the FSA found that KSF had failed to ensure that liquidity from its parent company would be readily available in an emergency, and failed to keep the FSA informed of developments. The FSA noted that KSF would have been subject to a substantial fine had it not already been insolvent.

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