Reg. Tracker: January 1 to January 15

The Cabinet Regulatory Tracker is a list of comment deadlines, effective dates, compliance deadlines and expiration dates. Click on the links below to view deadlines from January 1, 2022, to January 15, 2022.

Comment Deadlines

• January 1: CFPB - Request for Information Regarding the HMDA Rule Assessment

Effective Dates

• January 1: CFPB, FRB - Consumer Leasing (Regulation M)

• January 1: NCUA - Capital Adequacy: The Complex Credit Union Leverage Ratio; Risk-Based Capital

• January 1: OCC - Community Reinvestment Act Regulations

• January 1: CFPB - Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold

• January 1: CFPB, FRB - Truth in Lending (Regulation Z)

• January 1: CFPB - Fair Credit Reporting Act Disclosures

• January 1: CFPB - Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold

• January 1: CFPB, OCC, FRB - Appraisals for Higher-Priced Mortgage Loans Exemption Threshold

• January 1: PTO - International Trademark Classification Changes

• January 1: NCUA - Technical Amendments

• January 1: Farm Credit Administration - Regulatory Capital Rules: Tier 1/Tier 2 Framework

• January 1: NCUA - Corporate Credit Unions

• January 1: NCUA - Subordinated Debt

• January 1: CFPB - Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, and Qualified Mortgages)

• January 1: SEC - Optional Internet Availability of Investment Company Shareholder Reports; Partial Implementation

• January 1: SEC - Updated Disclosure Requirements and Summary Prospectus for Variable Annuity and Variable Life Insurance Contracts

• January 1: FINRA - Rule Change To Adjust FINRA Fees To Provide Sustainable Funding for FINRA's Regulatory Mission

Compliance Deadlines

• January 1: FRB - Single-Counterparty Credit Limits for Bank Holding Companies and Foreign Banking Organizations

• January 1: FINRA - Rule Change To Adjust FINRA Fees To Provide Sustainable Funding for FINRA's Regulatory Mission

Expiration Dates

• January 1: FRB, FDIC, OCC - Extended No-Action Relief on Loans to Insiders

• January 1: NCUA - Central Liquidity Facility

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