Federal Reserve Board Governor Christopher J. Waller considered the risks and benefits of tokenization and artificial intelligence as they gain prominence within the banking industry.

Acting Comptroller of the Currency Michael J. Hsu evaluated the potential impact of open banking on the financial industry and consumers.

The North American Securities Administrators Association identified the most common threats to retail investors. Among them, NASAA highlighted (i) financial scams tied to emerging technologies and (ii) marketing tactics aimed at appealing to investor emotions.

The Congressional Research Service highlighted policy issues raised by central bank digital currencies.

FTC Chair Lina Khan requested a budget for fiscal year 2024 of $590 million and funding for 1,690 full time equivalent staff.