Reg. Tracker: January 1 to January 15

The Cabinet Regulatory Tracker is a list of effective dates, compliance dates, comment deadlines and expiration dates. Click on the links below to view deadlines from January 1, 2021 to January 15, 2021.

Effective Dates

• January 1: CFPB - Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold

• January 1: CFPB - Fair Credit Reporting Act Disclosures

• January 1: CFPB and FRB - Consumer Leasing (Regulation M)

• January 1: SEC - Optional Internet Availability of Investment Company Shareholder Reports; Partial Implementation

• January 1: CFPB - Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, and Qualified Mortgages)

• January 1: CFPB and FRB - Truth in Lending (Regulation Z)

• January 1: CFPB - Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold

• January 1: CFPB, OCC and FRB - Appraisals for Higher-Priced Mortgage Loans Exemption Threshold

• January 1: Patent and Trademark Office - International Trademark Classification Changes

• January 2: Patent and Trademark Office - Trademark Fee Adjustment

• January 4: Small Business Administration - SBA Supervised Lenders Application Process

• January 4: SEC - Reduction of Financial Disclosure Requirements for Credit-Enhanced Debt Offerings

• January 4: SEC - Financial Disclosures About Guarantors and Issuers of Guaranteed Securities and Affiliates Whose Securities Collateralize a Registrant's Securities

• January 6: FCA - Prohibition of Retail Sale of Cryptoderivatives

• January 7: FRB - Supervision and Regulation Assessments of Fees for Bank Holding Companies and Savings and Loan Holding Companies With Total Consolidated Assets of $100 Billion or More

• January 11: OCC - Licensing Amendments

• January 11: FRB - Federal Reserve Bank Capital Stock

Compliance Date

• January 1: SEC - Modernization of Property Disclosures for Mining Registrants

Comment Deadlines

• January 4: OCC - Fair Access to Financial Services

• January 4: SEC - Tailored Shareholder Reports, Treatment of Annual Prospectus Updates for Existing Investors, and Improved Fee and Risk Disclosure for Mutual Funds and Exchange-Traded Funds; Fee Information in Investment Company Advertisements

• January 6: FDIC - Assessments, Amendments To Address the Temporary Deposit Insurance Assessment Effects of the Optional Regulatory Capital Transitions for Implementing the Current Expected Credit Losses Methodology

Expiration Dates

• January 15: CFTC - COVID-19 Related No-Action Relief

• January 15: NFA - Recordkeeping Compliance Relief for Members

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