Effective Date Set for FDIC Amendments to Real Estate Lending Standards
An FDIC final rule was published in the Federal Register that incorporates the October 2020 revised community bank leverage ratio rule with Interagency Guidelines for Real Estate Lending Policies.
As previously covered, the amendments were adopted without any changes from the June 2021 proposal. The amendments go into effect on November 26, 2021.
Primary Sources
Related Articles
-
The FDIC adopted amendments to incorporate the October 2020 revised community bank leverage ratio rule with the Interagency Guidelines for Real Estate Lending Policies.
-
An FDIC proposed amendment to align the agency's Guidelines for Real Estate Lending Policies with the October 2020 revised community bank leverage ratio rule was published in the Federal Register.
-
The FDIC is seeking comment on a proposed amendment to align the agency's Guidelines for Real Estate Lending Policies with the October 2020 revised community bank leverage ratio rule.
-
A final rule to modify the community bank leverage ratio to provide relief to community banks, was published in the Federal Register.
Premium Content
Available only to Premium subscribers.
- FDIC Rules--Part 365: Real Estate Lending Standards (365.1-105)
- FDIC Rules--Part 365--Subpart A--Appendix A: Interagency Guidelines for Real Estate Lending Policies
- 86 FR 59279 - Real Estate Lending Standards
- FDIC Effective Date: Real Estate Lending Standards (2021-11-26)
- Banking Materials
- Bank Capital Requirements
- Federal Deposit Insurance Corporation (FDIC) Materials
Join Premium
Regulatory Intelligence combines regulatory and enforcement news, analysis, and practical work tools on an easy-to-use digital platform.