House Financial Services Committee Holds Hearing: "An Overview of the Credit Reporting System"

The House Financial Services Committee held a hearing titled "An Overview of the Credit Reporting System." The hearing discussed the roles and responsibilities of the consumer reporting agencies, as well as the users and furnishers of consumer credit data.

The following witnesses testified:

  • Mr. Stuart Pratt, President and Chief Executive Officer, Consumer Data Industry Association;
  • Mr. J. Howard Beales, Professor of Strategic Management and Public Policy, George Washington University;
  • Mr. John A. Ikard, President and Chief Executive Officer, FirstBank Holding Company, on behalf of the American Bankers Association; and
  • Ms. Chi Chi Wu, Staff Attorney, National Consumer Law Center.

See: Archived Webcast of Testimony; Committee Memorandum.

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