OCC Calls for Original Research on FinTech and Banking

The OCC requested that interested parties provide academic- and policy-focused research on the impact of FinTechs and nonbanks on the markets for lending, deposit-taking and payment services. The OCC stated that research must be original and unpublished, and should be submitted by August 21, 2022.

The OCC is requesting information on:

• segmentation and market risk within and across markets for lending, deposit-taking and payment services;
• financial technology adoption by banks;
• opportunities for financial inclusion and fair access to financial services;
• partnerships, competition and contracting between FinTech and nonbank entities and banks;
• vulnerabilities of non-deposit funding sources and risks of new payment models; and
• digital assets and deposit-taking, payments and savings.