How will state insurance regulators respond to the federalization of insurance regulation – especially as to its effect on insurance companies that are not affiliated with banks?

"By increasing the difficulty and expense for banks to engage in proprietary trading, these regulations might also reduce market liquidity." In other words, through their well-intentioned attempts to make banks "safer," the banking regulators very well may be causing the markets to become far more fragile; i.e., vulnerable to a sudden crash as soon as markets turn in a negative direction because no one will be willing to buy, and consequently banks will become even less "…

It is not obvious that the problems smaller companies are facing today are primarily a result of our market structure. Two more obvious problems may be (i) the heavy burden of regulation that is generally associated with a company going public; and (ii) the particularly heavy regulation of investment research, which may make it too expensive (and lacking any profit opportunities) to publish research on small companies. 

As a matter of regulatory policy, this is a case that the DOL should lose. It makes zero sense for the DOL to adopt a rule that governs the interaction between securities brokers and advisers with IRA accounts, while the SEC and FINRA adopt rules that govern the interactions between securities brokers and advisers with the individuals who own those IRA accounts. How can anyone disentangle the requirements for a broker providing services that apply to an individual as a person as…