February 2, 2011 The memorandum reflects the following changes: Effective February 2, 2011, MF Global Inc. has been added to the list of primary dealers. Effective February 2, 2011, SG Americas Securities, LLC has been added to the list of primary dealers. Cross References Administration of Relationships with Primary Dealers (Jan. 11, 2010)

February 3, 2011 The federal bank and thrift regulatory agencies announced proposed changes today to reporting requirements for savings associations and savings and loan holding companies regulated by OTS. The proposed changes include a change from quarterly Thrift Financial Reports to quarterly Consolidated Reports of Condition and Income, commonly known as Call Reports. Cross References Press Release

February 9, 2011 The Federal Reserve Board on Wednesday announced its approval of a final rule to implement the provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act that give banking firms a period of time to conform their activities and investments to the prohibitions and restrictions of the so-called Volcker Rule.

February 1, 2011 OFAC published a Final Rule revoking a general license authorizing U.S. persons to engage until May 31, 2011, in otherwise prohibited transactions with two blocked entities, Lakokraska OAO and/or Polotsk Steklovolokno OAO. The revocation of the general license is effective February 11, 2011. Cross References Final Rule amending the Belarus Sanctions Regulations, 76 Fed. Reg. 5482 (Feb. 1, 2011)

FINRA Regulatory Notice 11-07 February 8, 2011 FINRA published a regulatory notice to advise firms of modifications made to the FINRA Sanction Guidelines. Among other things, the modifications (i) remove the Minor Rule Violation Plan Letter from the definition of disciplinary "action" for purposes of considering prior actions; (ii) modify guidelines for violations as to sales of unregistered securities to advise adjudicators to consider higher fines and suspensions in egregious cases; (iii) incorporate into the FINRA Rule 8210 guidelines certain federal court and SEC precedents; (iv) provide