The Consumer Financial Protection Bureau (CFPB) regulates the offering and provision of consumer financial products or services under the federal consumer financial laws and educates and empowers consumers to make better informed financial decisions. The principal goals of the CFPB are, as described by the agency:
Rooting out unfair, deceptive, or abusive acts or practices by writing rules, supervising companies, and enforcing the law;
Enforcing laws that outlaw discrimination in consumer finance;
Taking consumer complaints;
Enhancing financial education;
Researching the consumer experience of using financial products; and
Monitoring financial markets for new risks to consumers.
This page includes the principal materials directly relevant to the CFPB and its regulations. For each of the regulations imposing substantive obligations, the page provides a link to a focus page that provides a comprehensive collection of material on that topic.
All CFPB Rules (12 CFR 1002-91)
Part 1001: Financial Products or Services
Part 1002, Regulation B: Equal Credit Opportunity | Focus Page
Part 1003, Regulation C: Home Mortgage Disclosure | Focus Page
Part 1004, Regulation D: Alternative Mortgage Parity | Focus Page
Part 1005, Regulation E: Electronic Funds Transfer | Focus Page
Part 1006, Regulation F: Fair Debt Collection Practices | Focus Page
Part 1007, Regulation G: S.A.F.E. Mortgage Licensing Act - Federal Registration of Residential Mortgage Administrators | Focus Page
Part 1008, Regulation H: S.A.F.E. Mortgage Licensing Act - State Compliance and Bureau Registration System | Focus Page
Part 1010, Regulation J: Land registration (Requirement to file a Statement of Record and provide a Property Report) | Focus Page
Part 1001, Regulation K: Land Registration (Purchasers' revocation rights, sales practices and standards, advertising disclaimers) | Focus Page
Part 1012, Regulation L: Special rules of practice (Filing and adjudicatory proceedings relating to land registration) | Focus Page
Part 1013, Regulation M: Consumer Leasing | Focus Page
Part 1014, Regulation N: Mortgage acts and practices - advertising | Focus Page
Part 1015, Regulation O: Mortgage assistance relief services | Focus Page
Part 1016, Regulation P: Privacy | Focus Page
Part 1022, Regulation V: Fair credit reporting | Identity Theft Focus Page | Affiliate Marketing Focus Page
Part 1024, Regulation X: Real estate settlement procedures| Focus Page
Part 1026, Regulation Z: Truth in lending | Focus Page
Part 1030, Regulation DD: Truth in savings | Focus Page
Part 1041: Payday, Vehicle Title and Certain High-Cost Installment Loans | Focus Page
Part 1070: Disclosure of Records and Information
Part 1072: Enforcement of Nondiscrimination on the Basis of Disability
Part 1073: Procedures for Bureau Debt Collection
Part 1074: Procedure Relating to Rulemaking
Part 1075: Civil Penalty Fund Rule
Part 1076: Claims Against the United States
Part 1080: Rules Relating to Investigations
Part 1081: Adjudication Proceedings
Part 1082: State Official Notification Rules
Part 1083: Civil Penalty Adjustments
Part 1090: Larger Participants of Certain Consumer Financial Product and Service Markets
Part 1091: Procedures to Establish Supervisory Authority over Nonbank Covered Persons