The CFPB adopted two final rules relating to the definition of qualified mortgages, which will expand the scope of the definition and the types of mortgages that government-sponsored enterprises may purchase.
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The CFPB delayed the compliance date for an amendment to the definition of the General Qualified Mortgage category under the Truth in Lending Act.
The CFPB adopted a final rule designed to provide relief to smaller firms by extending the temporary reporting data threshold under the Home Mortgage Disclosure Act.
The CFPB highlighted findings from supervisory examinations completed between January 2022 and June 2022.
The CFPB proposed a delay - from July 1, 2021 to October 1, 2022 - for compliance with an amended definition of the General Qualified Mortgage category under the Truth in Lending Act.