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In an Investor Insight article, titled: "Understanding Settlement Cycles: What Does T+1 Mean for You?" FINRA advised retail customers who do not currently keep their cash and securities with their broker-dealer, to deliver assets required for settlement by the day following trade date.

The FINRA Investor Education Foundation reported that 56 percent of the Gen Z population in the U.S. (ages 18 to 25) invest, with 19 percent owning cryptocurrency and/or non-fungible tokens.