Marketplace Lending


Generally, marketplace lending refers to the segment of the financial services industry that predominantly uses investment capital, nontraditional underwriting, and online platforms to lend to consumers and small businesses. Marketplace lenders may offer a wide variety of financial products, including small business loans, consumer loans, student loans, and real estate loans. Marketplace lenders may fund their loans through various means, including equity capital, commercial lines of credit, sale of whole loans to institutional investors, securitizations, and pass-through note programs.